Banking, Books, Tax & Systems — In Order

Banks apply strict KYC and anti-money-laundering due diligence, and each has its own appetite for particular activities, structures, and owner nationalities. Without the right match and a properly prepared file, applications stall. Targeting and preparation are what make it straightforward.

Yes. Every taxable person — including free zone companies — must register and obtain a Corporate Tax Registration Number, regardless of whether any tax ends up payable. Late registration carries a fixed AED 10,000 penalty.

Corporate tax is 0% on taxable income up to AED 375,000 and 9% above it. VAT is 5%, with registration mandatory once taxable supplies exceed AED 375,000. Qualifying Free Zone Persons may access 0% on qualifying income if conditions are met.

It depends on your jurisdiction and structure — many free zones require audited financial statements for licence renewal. Audits also support tax positions and investor due diligence. I’ll tell you if yours needs one and coordinate it with a licensed auditor.

You can, but the two are closely linked — corporate tax is calculated from your accounting profit. If your books are unreliable, the filing is too. I’m happy to review what you have and advise on the most sensible split.

It depends on your size, industry, and budget — Zoho and Odoo suit many SMEs, while SAP Business One or Dynamics fit larger operations. I’m not tied to any product and recommend objectively based on your needs.

No. The 0% rate applies only to qualifying income and only where strict substance and compliance conditions are met. I assess and document your position so the rate is claimed correctly and can be defended.

Yes — catch-up bookkeeping to bring records current, plus help regularising late registrations or filings and resolving penalties where possible. Then everything goes on a tracked calendar so it doesn’t recur.